Meet Vivo

Your holistic health, wellness, and recovery program.

Life can be unpredictable – full of ups and downs. No two journeys through life are the same, and that’s where Vivo comes in.

A holistic health, wellness and recovery program that provides care and support – for life. With services available to those insured by MLC Life Insurance at no additional cost.

There’s a broad range of products, services and specialist offerings available to help you achieve your health and wellness goals – no matter what stage of life’s journey you’re at.

From prevention to recovery, and for both body and mind, Vivo creates tailored solutions using a variety of tools. And with so many on offer, the mix that’s right for you is always at hand.

Through Vivo you can*

Get advice about your fitness and diet.

Speak with leading medical professionals from around the world.

Discover self-managed strategies to improve cancer care outcomes.

Learn to conquer pain, fatigue, and mental illness.

Get support planning your return to work, while you get back to living life.

*The services that are available for your access depends on and may be limited by arrangements we have with the service providers we have partnered with and/or agreements we have entered into with the owner of the policy (such as the trustee or employer for group insurance policies).

“I can't recommend this service enough if you're looking for answers or need someone in your corner while improving your overall health.”

Hayden, 35, MLC Life Insurance Customer

Vivo can help if you are

  • wanting support to improve overall wellbeing
  • looking to improve your physical fitness
  • wanting a change in diet and nutrition
  • recovering from treatment or surgery and can’t work
  • needing to take a short break from work
  • diagnosed with a medical condition and aren’t sure what to do next
  • needing additional support readjusting to life at home after recovering from an injury or illness

Vivo makes all the difference

Available at no extra cost

Vivo is included as part of every MLC Life Insurance policy at no extra cost. It is also a benefit to members of super funds and employers partnered with Vivo.

Choose what works for you

A broad range of products and specialist services to help you achieve your health, wellness and recovery goals – no matter where you’re at on life’s journey.

Get individual support

Our approach to health, wellness and recovery is as unique as you are. We understand that no two people are the same, so we tailor our support to your needs.

Ready when you are

Vivo makes accessing health, wellness, and recovery services easy. We have tailored support to suit you and your needs throughout life– whether you’re making a claim or not.

Access Vivo

Your network of specialists

Vivo is included in your insurance cover – either as a customer of MLC Life Insurance, or as part of an agreement held through a partnered super fund or employer. Select services available through the Vivo Virtual Care – including Expert Medical Opinion, Mental Health Navigator, Fitness Consult, Grief Support and Nutrition Consult – are also available to immediate family members of policy holders.


Look through Vivo’s range of care and support services.

See our services
Reach out

Vivo experts are here to help get you started with the support you need.

Get in touch

Have a question about Vivo?

Read through our list of FAQs.

Proudly delivered by MLC Life Insurance

Care for life’s journey

At MLC Life Insurance, it takes more than great insurance products to deliver on our promise for life. Through Vivo, we’re here to provide care and support through life’s journey – with an approach to health, wellness and recovery that’s as unique as you are.

Winners of Plan For Life Overall Health & Wellness Excellence Award 2022.

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